New Brunswick Mortgage
Information, Statisitics & Reports
Information, Statisitics & Reports
Disclaimer:
CanEquity Mortgage has compiled the following data for educational and informational purposes as outlined in our privacy policy. All names, street and e-mail addresses, telephone numbers, dates of birth, and other forms of identification have been removed before the following data was compiled. These statistics are anonymous and contain no personal information, and cannot be used to gather such information.
The statistics gathered are from CanEquity’s web site and do not include inquiries via fax, e-mail, contact forms, phone-ins or walk-ins. The statistics gathered represent the growing Internet usage and mortgage trends found within Canada.
All information, charts and graphs represented are deemed accurate and reliable but no warranty or guarantee is implied. Data may be noticeably affected from time to time by changes in CanEquity Mortgage marketing efforts. Data may also be affected by Internet connectivity, outages and service (or lack of) to areas within Canada. The range of data collected is from 30,000 to 60,000 mortgage applicants from across Canada. All data has a deviation of +/- 1.00% for added anonymity. No statistic contained herein represents a single person.
This information may be used freely for educational or non-commercial use. For more information about this service, please e-mail marketing@canequity.com. Copyright © 2001-2009 CEG Research, The Canadian Equity Group Inc.
| Year | Volume Comparison | ** National Contribution |
|---|---|---|
| 2010: | * 3.93% | * 0.08% |
| 2009: | 19.75% | 0.42% |
| 2008: | 14.59% | 0.31% |
| 2007: | 13.58% | 0.29% |
| 2006: | 13.24% | 0.28% |
| 2005: | 9.88% | 0.21% |
| 2004: | 10.55% | 0.22% |
| 2003: | 10.89% | 0.23% |
| 2002: | 3.59% | 0.08% |
This bar graph illustrates the individual monthly volume history for Internet applications originating from New Brunswick.
The following bar graph shows the volumes of Web applications received by CanEquity in each month for all years combined. The busiest months for mortgages occur during our first quarter (represented by the brown bars) with 29.52% while our slowest is the fourth quarter (represented by the red bars) with 15.38%.
| Rank | Month | Percentage of Inquiries | |
|---|---|---|---|
| 1: | January: | 11.1% | |
| 2: | August: | 10.2% | |
| 3: | July: | 10.0% | |
| 4: | February: | 9.9% | |
| 5: | May: | 9.7% | |
| 6: | June: | 9.4% | |
| 7: | April: | 9.1% | |
| 8: | March: | 8.5% | |
| 9: | October: | 6.8% | |
| 10: | September: | 6.7% | |
| 11: | November: | 4.7% | |
| 12: | December: | 3.8% |
The graph listed below plots the busy days for Internet mortgage applications that were received by our web site. A combined total of all occurrences of each day are represented for the past 5 years. In New Brunswick the most busy day of the week, with 17.73% of all applications, is Monday. In comparison, Saturday's are the slowest day with only 8.98% of all inquiries.
| Rank | Day of the Week | Percentage of Inquiries | |
|---|---|---|---|
| 1: | Monday: | 17.7% | |
| 2: | Wednesday: | 17.3% | |
| 3: | Tuesday: | 17.1% | |
| 4: | Thursday: | 14.8% | |
| 5: | Sunday: | 12.2% | |
| 6: | Friday: | 11.9% | |
| 7: | Saturday: | 9.0% |
In New Brunswick, mortgage applications are received 24 hours a day on the CanEquity web site. The report shown below indicates the rush hours over a 24-hour period. The data is taken from all days of all years.
| Time Period (24 Hour) | Percentage of Inquiries |
|---|---|
| 00:00 to 00:59: | 0.6% |
| 01:00 to 01:59: | 0.2% |
| 02:00 to 02:59: | 0.1% |
| 03:00 to 03:59: | 0.3% |
| 04:00 to 04:59: | 0.9% |
| 05:00 to 05:59: | 2.8% |
| 06:00 to 06:59: | 5.5% |
| 07:00 to 07:59: | 5.9% |
| 08:00 to 08:59: | 6.6% |
| 09:00 to 09:59: | 7.4% |
| 10:00 to 10:59: | 6.1% |
| 11:00 to 11:59: | 6.8% |
| 12:00 to 12:59: | 8.8% |
| 13:00 to 13:59: | 6.3% |
| 14:00 to 14:59: | 4.2% |
| 15:00 to 15:59: | 4.8% |
| 16:00 to 16:59: | 5.2% |
| 17:00 to 17:59: | 7.4% |
| 18:00 to 18:59: | 6.3% |
| 19:00 to 19:59: | 5.1% |
| 20:00 to 20:59: | 4.6% |
| 21:00 to 21:59: | 2.5% |
| 22:00 to 22:59: | 1.1% |
| 23:00 to 23:59: | 0.6% |
| Online Mortgage Origination for the Province of | Percentage in Comparison |
|---|---|
| Alberta: | 1003.3% |
| British Columbia: | 517.7% |
| Manitoba: | 99.3% |
| New Brunswick: | 100.0% |
| Newfoundland and Labrador: | 54.3% |
| Nova Scotia: | 137.1% |
| Northwest Territories: | 14.9% |
| Nunavut: | 4.0% |
| Ontario: | 2321.7% |
| Prince Edward Island: | 20.9% |
| Quebec: | 196.4% |
| Saskatchewan: | 240.9% |
| Yukon Territories: | 12.1% |
| City or Town within the province of New Brunswick | Percentage of Inquiries | Average Age | Average Income | Average Co-Income | Average Loan | |
|---|---|---|---|---|---|---|
| 001: | SAINT JOHN, NB | 12.795% | 35 | $43,103.52 | $37,640.97 | $106,067.94 |
| 002: | FREDERICTON, NB | 11.897% | 36 | $45,167.21 | $32,827.79 | $117,720.47 |
| 003: | MONCTON, NB | 11.785% | 35 | $42,098.73 | $34,109.00 | $114,350.06 |
| 004: | MIRAMICHI, NB | 3.704% | 36 | $35,180.43 | $28,117.00 | $72,069.79 |
| 005: | RIVERVIEW, NB | 3.591% | 36 | $45,555.28 | $28,348.07 | $97,511.60 |
| 006: | DIEPPE, NB | 3.143% | 31 | $43,463.32 | $33,023.08 | $117,672.21 |
| 007: | OROMOCTO, NB | 2.918% | 31 | $54,425.27 | $23,806.67 | $164,910.53 |
| 008: | BATHURST, NB | 2.020% | 37 | $40,632.71 | $24,234.67 | $90,312.50 |
| 009: | ST STEPHEN, NB | 1.796% | 37 | $35,236.27 | $19,633.33 | $74,232.67 |
| 010: | WOODSTOCK, NB | 1.459% | 42 | $55,720.00 | $33,833.33 | $104,250.00 |
| 011: | ROTHESAY, NB | 1.347% | 42 | $56,649.67 | $39,000.00 | $118,800.00 |
| 012: | GRAND FALLS, NB | 1.010% | 31 | $65,130.67 | $35,450.67 | $72,285.71 |
| 013: | CAMPBELLTON, NB | 1.010% | 40 | $50,055.56 | $35,333.33 | $57,498.88 |
| 014: | NOTRE-DAME, NB | 1.010% | 39 | $41,726.33 | $30,612.00 | $153,333.33 |
| 015: | EDMUNDSTON, NB | 0.898% | 34 | $35,550.00 | $40,500.00 | $107,714.29 |
| 016: | SHEDIAC, NB | 0.898% | 33 | $38,937.50 | $34,875.00 | $85,514.75 |
| 017: | BELLEDUNE, NB | 0.786% | 37 | $42,000.00 | $18,333.33 | $62,333.33 |
| 018: | QUISPAMSIS, NB | 0.673% | 47 | $47,440.50 | $31,660.33 | $126,681.83 |
| 019: | LINCOLN, NB | 0.673% | 37 | $45,308.00 | n/a | $149,875.00 |
| 020: | MINTO, NB | 0.673% | 28 | $75,000.00 | $43,000.00 | $42,620.00 |
| 021: | SACKVILLE, NB | 0.561% | 39 | $124,131.00 | n/a | $157,700.00 |
| 022: | SUSSEX, NB | 0.561% | 38 | $38,920.00 | n/a | $55,666.67 |
| 023: | DALHOUSIE, NB | 0.561% | 30 | $24,600.00 | n/a | $64,400.00 |
| 024: | ST ANDREWS, NB | 0.561% | 44 | $48,404.80 | n/a | $106,200.00 |
| 025: | LAKEVILLE, NB | 0.449% | 28 | $25,333.33 | $19,500.00 | $90,000.00 |
| 026: | CAP-PELE, NB | 0.449% | 34 | $36,500.00 | $23,500.00 | $40,750.00 |
| 027: | TRACADIE-SHEILA, NB | 0.449% | 41 | $53,000.00 | $29,000.00 | $125,000.00 |
| 028: | HANWELL, NB | 0.449% | 37 | $63,582.75 | n/a | $109,352.75 |
| 029: | SUSSEX CORNER, NB | 0.449% | 30 | $21,905.00 | n/a | $51,750.00 |
| 030: | SAINT-QUENTIN, NB | 0.449% | 32 | $72,500.00 | n/a | $185,000.00 |
| 031: | REXTON, NB | 0.449% | 37 | $29,125.00 | n/a | $114,500.00 |
| 032: | BLACKVILLE, NB | 0.449% | 38 | $47,250.00 | n/a | $40,333.33 |
| 033: | DOUGLAS, NB | 0.449% | 38 | $53,680.25 | n/a | $105,000.00 |
| 034: | BOUCTOUCHE, NB | 0.337% | 47 | n/a | n/a | $86,666.67 |
| 035: | HARTLAND, NB | 0.337% | 25 | $42,864.00 | n/a | $106,250.00 |
| 036: | IRISHTOWN, NB | 0.337% | 27 | $28,000.00 | $18,000.00 | $162,000.00 |
| 037: | BERESFORD, NB | 0.337% | 34 | $50,166.67 | n/a | $71,633.33 |
| 038: | LORD'S COVE, NB | 0.337% | 38 | $44,424.00 | n/a | $46,333.33 |
| 039: | BAYSIDE, NB | 0.337% | 34 | $15,000.00 | n/a | $45,000.00 |
| 040: | GRAND-BARACHOIS, NB | 0.337% | 37 | $34,200.00 | n/a | $126,666.67 |
| 041: | MACES BAY, NB | 0.337% | 34 | $40,357.33 | $31,253.33 | $179,000.00 |
| 042: | PASSEKEAG, NB | 0.337% | 43 | $43,400.00 | n/a | $120,000.00 |
| 043: | GRAND MANAN, NB | 0.337% | 34 | $40,466.67 | n/a | $64,000.00 |
| 044: | GRANDE-DIGUE, NB | 0.337% | 39 | $37,333.33 | n/a | $84,966.67 |
| 045: | HAMPTON, NB | 0.337% | 36 | $23,284.67 | n/a | $77,500.00 |
| 046: | NEGUAC, NB | 0.337% | 34 | $30,000.00 | n/a | $85,000.00 |
| 047: | COCAGNE, NB | 0.337% | 38 | $45,785.00 | n/a | $69,386.33 |
| 048: | SALISBURY, NB | 0.337% | 43 | n/a | n/a | $90,000.00 |
| 049: | GRAND BAY-WESTFIELD, NB | 0.337% | 31 | $52,915.33 | n/a | $103,750.00 |
| 050: | NEW MARYLAND, NB | 0.337% | 46 | $35,050.00 | $32,333.33 | $143,500.00 |
| Mortgage Application Form Type | Percentage of Inquiries | |
|---|---|---|
| Qualification: | 25.0% | |
| First-time Buyer: | 24.5% | |
| No Money Down: | 17.8% | |
| Refinance: | 16.5% | |
| Renewal: | 5.5% | |
| Purchase: | 4.7% | |
| Variable Rate: | 1.3% | |
| Pre-approval: | 0.9% | |
| Other: | 3.6% | |
| Total Application Types Found: 18 | ||
Average age: 36
Oldest age: 86
Youngest age: 19
The amounts shown below represent the average income of Canadians living in New Brunswick who have submitted an inquiry using the online application located at the CanEquity web site.
| Average annual gross income for | |
|---|---|
| mortgage applicants in New Brunswick: | $44,316.82 |
| applicants within all of Canada: | $58,557.50 |
| Difference: | ($14,240.68) |
| mortgage co-applicants in New Brunswick: | $31,064.88 |
| co-applicants within all of Canada: | $41,180.62 |
| Difference: | ($10,115.73) |
The chart and pie-graph below depicts the residential status of people living in New Brunswick who have applied for a loan using CanEquity's online mortgage application.
| Residential Status of Mortgage Applicant | Percentage of Inquiries | |
|---|---|---|
| Rent: | 50.2% | |
| Own: | 38.5% | |
| Other: | 3.0% | |
| No Comment: | 3.0% | |
| Live with parents: | 5.3% |
The following table and pie chart represents the marital status of applicants from New Brunswick using the online mortgage application located at the CanEquity web site. In New Brunswick, 64% of the mortgage applicants are either married or living common-law, while only 34% are not living with someone.
| Marital Status of Mortgage Applicant | Percentage of Inquiries | |
|---|---|---|
| Married: | 46.9% | |
| Single: | 27.4% | |
| Common-law: | 17.3% | |
| Separated: | 4.3% | |
| Divorced: | 3.3% | |
| Widowed: | 0.9% |
