St Catharines Mortgage
Information, Statisitics & Reports
Information, Statisitics & Reports
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| Year | Year to Year Comparison | ** National Contribution |
|---|---|---|
| 2008: | * 17.01% | * 0.10% |
| 2007: | 15.46% | 0.09% |
| 2006: | 13.40% | 0.08% |
| 2005: | 20.62% | 0.12% |
| 2004: | 18.04% | 0.11% |
| 2003: | 8.76% | 0.05% |
| 2002: | 6.70% | 0.04% |
This graph illustrates the individual monthly volume history for Internet mortgage applications from St Catharines, ON.
The 6-year bar graph below depicts the volumes of online applications received by CanEquity in each month for all years combined. The busiest months for mortgages from St Catharines happen to occur during our first quarter (represented by the brown bars) with 27.32% while our slowest is the fourth quarter (represented by the red bars) with 21.13%.
| Rank | Month | Percentage of Inquiries | |
|---|---|---|---|
| 1: | January: | 11.9% | |
| 2: | May: | 10.8% | |
| 3: | April: | 9.8% | |
| 4: | September: | 9.8% | |
| 5: | March: | 9.3% | |
| 6: | November: | 8.8% | |
| 7: | August: | 8.3% | |
| 8: | October: | 7.7% | |
| 9: | July: | 6.7% | |
| 10: | February: | 6.2% | |
| 11: | June: | 6.2% | |
| 12: | December: | 4.6% |
The information listed below plots the busy days for mortgage inquiries that were received by our web site. Each day represents a combined total of all occurrences of that day in the past 5 years. In St Catharines the busiest day, with 18.56% of all inquiries, is Tuesday. In comparison, Saturday's are the slowest day with only 7.22% of all inquiries.
| Rank | Day of the Week | Percentage of Inquiries | |
|---|---|---|---|
| 1: | Tuesday: | 18.6% | |
| 2: | Wednesday: | 17.0% | |
| 3: | Sunday: | 17.0% | |
| 4: | Monday: | 15.5% | |
| 5: | Thursday: | 14.4% | |
| 6: | Friday: | 10.3% | |
| 7: | Saturday: | 7.2% |
Mortgage inquiries are received 24 hours a day on the CanEquity web site. The information shown below represents the peak hours over a 24-hour period. The data is taken from all days of all years.
| Time Period (24 Hour) | Percentage of Inquiries |
|---|---|
| 00:00 to 00:59: | 0.5% |
| 01:00 to 01:59: | 0.5% |
| 02:00 to 02:59: | 0.5% |
| 03:00 to 03:59: | 1.5% |
| 04:00 to 04:59: | 2.1% |
| 05:00 to 05:59: | 1.5% |
| 06:00 to 06:59: | 3.1% |
| 07:00 to 07:59: | 4.6% |
| 08:00 to 08:59: | 3.1% |
| 09:00 to 09:59: | 4.6% |
| 10:00 to 10:59: | 6.2% |
| 11:00 to 11:59: | 6.2% |
| 12:00 to 12:59: | 6.2% |
| 13:00 to 13:59: | 5.7% |
| 14:00 to 14:59: | 3.6% |
| 15:00 to 15:59: | 4.6% |
| 16:00 to 16:59: | 6.2% |
| 17:00 to 17:59: | 6.2% |
| 18:00 to 18:59: | 8.2% |
| 19:00 to 19:59: | 5.7% |
| 20:00 to 20:59: | 6.7% |
| 21:00 to 21:59: | 6.7% |
| 22:00 to 22:59: | 2.6% |
| 23:00 to 23:59: | 3.1% |
| Online Mortgage Origination for the Province of | Percentage of applications |
|---|---|
| Alberta: | 21.08% |
| British Columbia: | 11.23% |
| Manitoba: | 2.09% |
| New Brunswick: | 2.04% |
| Newfoundland and Labrador: | 1.17% |
| Nova Scotia: | 2.80% |
| Northwest Territories: | 0.31% |
| Nunavut: | 0.09% |
| Ontario: | 48.82% |
| Prince Edward Island: | 0.37% |
| Quebec: | 3.79% |
| Saskatchewan: | 5.45% |
| Yukon Territories: | 0.21% |
| Location | Contribution | |
|---|---|---|
| 009: | BARRIE, ON | 0.913% |
| 010: | WINDSOR, ON | 0.910% |
| 011: | BURLINGTON, ON | 0.843% |
| 012: | OAKVILLE, ON | 0.710% |
| 013: | OSHAWA, ON | 0.664% |
| 014: | ST CATHARINES, ON | 0.589% |
| 015: | GUELPH, ON | 0.567% |
| 016: | CAMBRIDGE, ON | 0.561% |
| 017: | BRANTFORD, ON | 0.558% |
| 018: | ETOBICOKE, ON | 0.546% |
| 019: | RICHMOND HILL, ON | 0.534% |
| 1 | Ridgeville, Ontario |
| 2 | Welland, Ontario |
| 3 | Stevensville, Ontario |
| 4 | Niagara On The Lake, Ontario |
| 5 | Fonthill, Ontario |
| 6 | Thorold, Ontario |
| 7 | Niagara Falls, Ontario |
| 8 | Fenwick, Ontario |
| 9 | Port Colborne, Ontario |
| 10 | Wellandport, Ontario |
| 11 | Lowbanks, Ontario |
| 12 | Crystal Beach, Ontario |
| 13 | Fort Erie, Ontario |
| 14 | Ridgeway, Ontario |
| 15 | Caistor Centre, Ontario |
| 16 | Vineland, Ontario |
| 17 | St Anns, Ontario |
| 18 | Smithville, Ontario |
| Mortgage Application Form Type | Percentage of Inquiries | |
|---|---|---|
| First-time Buyer: | 26.3% | |
| Qualification: | 21.6% | |
| No Money Down: | 20.6% | |
| Renewal: | 10.8% | |
| Refinance: | 10.3% | |
| Purchase: | 3.1% | |
| Low Doc: | 1.5% | |
| Commercial: | 1.0% | |
| Investment: | 1.0% | |
| Variable Rate: | 1.0% | |
| Other: | 2.5% | |
| Total Application Types Found: 15 | ||
Average age: 35
Oldest age: 82
Youngest age: 19
The figures below represent the average income of people living in St Catharines who have submitted an inquiry using the pre-approval application on CanEquity's web site.
| Average annual gross income for | |
|---|---|
| mortgage applicants in St Catharines: | $49,783.91 |
| applicants within all of Canada: | $56,901.12 |
| Difference: | ($7,117.21) |
| mortgage co-applicants in St Catharines: | $34,328.97 |
| co-applicants within all of Canada: | $39,780.25 |
| Difference: | ($5,451.28) |
The information below represents the residential status of people living in St Catharines who have applied for a mortgage loan using the pre-approval application on the CanEquity Mortgage web site.
| Residential Status of Mortgage Applicant | Percentage of Inquiries | |
|---|---|---|
| Rent: | 51.5% | |
| Own: | 35.6% | |
| Other: | 1.5% | |
| No Comment: | 3.6% | |
| Live with parents: | 7.7% |
The following table and pie chart represents the marital status of applicants from St Catharines, Ontario using the mortgage application located at canequity.com. In St Catharines, over 63% of the mortgage applicants are living together with someone, while only 35% are single or separated.
| Marital Status of Mortgage Applicant | Percentage of Inquiries | |
|---|---|---|
| Married: | 46.4% | |
| Single: | 27.8% | |
| Common-law: | 17.0% | |
| Divorced: | 3.6% | |
| Separated: | 3.6% | |
| Widowed: | 1.5% |
